Are Banks Closed on Christmas Eve? Bank Holidays 2024

Are Banks Closed on Christmas Eve And Christmas Day

As we approach the festive season of 2024, a common query surfaces: Are banks closed on Christmas Eve? This year, much like in previous years, most banks across the USA are expected to operate with altered hours on Christmas Eve, enabling customers to conduct their urgent banking before the holiday.

Are Banks Closed on Christmas Day?

On Christmas Day, which is a recognized federal holiday, banks throughout the United States traditionally remain closed. This closure affects all in-person banking services, necessitating customers and businesses to plan their banking activities around this holiday.

List of Banks Closed on Christmas Eve

Here’s a list of banks that are typically closed on Christmas Eve, based on trends from previous years.

  1. First Republic Bank
  2. KeyBank
  3. Silicon Valley Bank
  4. Truist Bank
  5. Washington Federal

These closures usually reflect the banks’ policies to allow their employees to prepare for the Christmas Day holiday. Remember, this list is not exhaustive and might change for the future years, so it’s recommended to confirm with any particular bank directly.

List of Banks Open on Christmas Eve

Based on common trends from previous years, the following is a list of major U.S. banks that are typically open on Christmas Eve, albeit with reduced hours.

It’s important to remember that specific hours can vary by location and year, so it’s advisable to check with local branches for the most accurate information for Christmas Eve 2024:

  • Bank of America: 9 am to 2 pm
  • Capital One: 9 am to 2 pm
  • Chase: 9 am to 3 pm
  • Citi Bank: 9 am to 2 pm
  • US Bank: 10 am to 2 pm
  • Wells Fargo: 9 am to 3 pm

Please note that these times might vary by location, so it’s wise to check with your local branch.

These banks generally offer limited operational hours on Christmas Eve, allowing customers to complete last-minute banking before the holiday. The exact hours can vary, so it’s always best to confirm with your local branch.

FAQs About Banks Hours On Christmas Eve

Are Banks Closed on Christmas Eve?

If you’re considering a last-minute visit to the bank before Christmas, Christmas Eve is a viable option. It’s important to remember that Christmas Eve is not a federal holiday, which means many bank branches across the United States will be open. However, be aware that on Christmas Eve, banks often operate on limited hours.

In 2024, similar to previous years, you might find that many banks close earlier than usual, with some possibly shutting their doors around 2 PM. To avoid any inconvenience, it’s advisable to check the specific hours of your local bank branches and plan your visit accordingly.

How do bank holidays affect automated payments and direct deposits?

Insights into potential delays and planning around these dates.

Can I still access customer support on Christmas Eve and Christmas Day?

Information on customer support availability and alternative contact methods during the holiday season.

What should I do if I have a banking emergency on Christmas Day?

In an emergency situation on Christmas Day when banks are closed, online banking and ATM services are reliable alternatives for most transactions. Many banks also offer round-the-clock customer support for urgent needs.


To sum up, while banks adjust their operating hours around the Christmas season, with shortened hours on Christmas Eve and closures on Christmas Day, advance planning for your banking activities can help ensure a hassle-free holiday season. Always verify the operating hours with your local bank branch for the most current and accurate information.

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